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How To Play Baccarat
Baccarat is a very simple game to play with no decisions
made after a bet is placed. There are three bets available: The
Player’s hand, the Banker’s hand, or a Tie. The winning hand is the
hand that holds two or three cards totaling closest to nine. A bet
on the Player pays even money. A bet on the Banker pays even money
minus a 5% house commission. A bet on a Tie pays 8 to 1.
All
Tens and face cards have a value of 0. Aces count as One and Two
through Nine are counted at face value.
In
the classic game of Baccarat the deal rotates among the players.
Even though the player dealing is acting as the Banker, he is not
obligated to bet on the Banker’s hand. In Mini Baccarat a casino
dealer handles the deal. After players make their bets the dealer
deals a two-card hand to the Banker and Player. A Tie at any point
in the game ends the hand and pays Tie bets. If either hand dealt is
a total of 9, it is called a “Natural” and automatically wins. If
neither hand is 9 a hand with a total of 8 is a Natural winner.
Natural hands always immediately win or Tie (although a 9 beats an
8).
If neither hand is an 8 or a 9 and there is no Tie
additional cards may be dealt according to a standard set of rules.
The Player’s hand is dealt to first, and only if the current value
is 5 or less [top right].
After the Player’s hand is
complete, the Banker’s hand is dealt out according to the following
set of rules: If the Player did not draw a third card, then the
Banker only draws a card to a hand of 4 or less. If the Player did
draw a third card, the Banker follows the rules at right.
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